WTF? Bad Karma?

I would really like to know if I am being punished from terrible deeds done during a previous life. That is the only thing I can think of that would give me such crappy karma that nothing ever goes right for me.

I realize that all of us at one time or another will have our share of bad times or troubles but when can I expect it to end? Is there some cosmic timetable that I don't know about? if there is, it would be very nice to have someone jot a note that Kate's time for crappy happenings is officially up. Over with. Kaput. Fini.

I certainly don't know all things but one thing I am sure of - a person can only handle so much heaped on them at once. That being said, I do believe that I have reached my limit.

Someone out there please send me some good karma.